Consumer Fees
| BASIC CHECKING ACCOUNT | |
| Monthly check image fee | $2.00 |
| Inactive account fee - service charge when the account balance is less than $100 and there has been no activity for the previous 12 months, or when the account balance is less than $10 and there has been no activity for the previous 60 days | $5.00/month |
| INTEREST CHECKING ACCOUNT | |
| Service Charge if daily balance in the account falls below $500 any day of the statement cycle, or if average daily balance falls below $1,000 | $10.00 |
| EVERGREEN CHECKING ACCOUNT | |
| Service Charge if the daily balance in the account falls below $1,000 any day of the statement cycle, or the average daily balance falls below $2,000 or if total deposit relationship falls below $10,000 | $10.00 |
| CONSUMER MONEY MARKET ACCOUNT | |
| Service Charge if daily balance in the account falls below $2,500 any day of the statement cycle |
$10.00 |
| Service Charge for any transfers or withdrawals in excess of six per calendar month | $15.00 |
| IRA ACCOUNTS | |
| External Transfer Fee | $35.00 |
| PASSBOOK SAVINGS ACCOUNT | |
| Passbook Replacement | $2.00 |
| Service Charge if daily balance in the account falls below $100 any calendar month |
$2.00 |
| Service Charge on daily balance does not apply on accounts for children under the age of 18 | |
| HOLIDAY CLUB SAVINGS ACCOUNT | |
| Passbook Replacement | $2.00 |
| STATEMENT SAVINGS ACCOUNT | |
| Overdraft Protection Transfer Fee | $5.00 |
| Service Charge if daily balance in the account falls below $100 any day of the month |
$3.00 |
|
Service Charge on daily balance does not apply on accounts for children under the age of 18 |
|
| SAFE DEPOSIT BOXES | |
| Various Sizes Available from 3x5 to 10x10 |
$25.00 to $125.00 |
| Loss of one key | $30.00 |
| Loss of both keys | $100.00 and costs |
| OTHER CHECKING ACCOUNT OR MONEY MARKET FEES |
|
| Stop Payment | $30.00 |
| Certified Check | $6.00 |
| Statement Reconcilement | $25.00/hr ($15.00 minimum) |
| Canadian Check Processing | $15.00 |
| Insufficient Funds - an insufficient funds item may be created by check, in-person withdrawal, ATM withdrawal, or other electronic means. | $30.00 |
| Continuous Personal Account Overdraft Fee - after fourth calendar day account remains in overdraft up to a maximum of $30.00 per occurance | $6.00/day |
| Copy of Deposit Tickets, Checks or Statements | $5.00 |
| Check Printing | Price varies depending on style selected |
| OTHER CONSUMER FEES AND SERVICES | |
| Cashier's Check | $10.00 |
| Bank Check (Third Party) | $10.00 |
| Money Orders | $5.00 |
| Loose Coin Counting/Depositing | 1.5% of total ($5.00 minimum) |
| Deposited/Cashed Item Return | $10.00 |
| Early Account Closure Fee - Fee when a new account is closed within six months of opening | $20.00 |
| Reissue of ATM Card | $5.00 |
| Foreign ATM usage Fees | |
| Deposit or Withdrawal made at a Non-Indiana First Bank ATM | $1.50 |
| Deposit or Withdrawal made at a Non-STAR ATM | $2.00 |
| Account Research | $25.00/hr. |
| Domestic Wire Transfer | |
| (incoming) | $15.00 |
| (outgoing) | $20.00 |
| International Wire Transfer | |
| (incoming) | $20.00 |
| (outgoing) | $100.00 |
| Signature Guarantee | $10.00 |
| Garnishment Levy | $50.00 |
