CD/IRA Rate Specials

13-Month CD/IRA1

 
This certificate earns 2.30% APY* 
Want to keep it short for now? Our 13-month CD is the perfect option!
 

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22-Month CD/IRA1

 
Earns 2.65% APY** 
Higher yield option without a long-term investment!
 

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55-Month CD/IRA1

 
Earns 3.00% APY***  
A high yield option that allows you to lock in a competitive rate now and avoid fluctuations in the market!
 

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Apply online or call to find your nearest branch! 1-800-349-2814

Rate is effective as of 09/11/2018.  Promotional rate includes a .25% bonus when the following conditions are met: (1) The minimum amount to open a new Certificate of Deposit account and earn the Annual Percentage Yield (APY), is $5000 in new funds not currently on deposit with InFirst Bank, and (2) Have or open any InFirst Bank Checking account.  Certificates with balances of less than $5,000 or Certificates that do not meet the above conditions will still receive a competitive rate of 2.05%APY.  Offer applies to personal and business accounts. Offer is not available for government, state, or municipal funds. Customers must reside in our deposit market area.  This promotional APY and interest rate will not be applied to existing time deposits that automatically rollover. At maturity, promotional certificates will rollover into a 12-month certificate with the rate offered at that time. Cannot be combined with other offers. Available on balances from $5,000 up to $500,000.  A penalty will be imposed for early withdrawal and will reduce earnings.  Offer is subject to change at any time without notice.  Relationship Pricing – Consideration is given based on our customer’s active deposit and/or loan relationships.

 

** Rate is effective as of 09/11/2018.  Promotional rate includes a .25% bonus when the following conditions are met: (1) The minimum amount to open a new Certificate of Deposit account and earn the Annual Percentage Yield (APY), is $5000 in new funds not currently on deposit with InFirst Bank, and (2) Have or open any InFirst Bank Checking account.  Certificates with balances of less than $5,000 or Certificates that do not meet the above conditions will still receive a competitive rate of 2.40%APY.  Offer applies to personal and business accounts. Offer is not available for government, state, or municipal funds. Customers must reside in our deposit market area. This promotional APY and interest rate will not be applied to existing time deposits that automatically rollover.  At maturity, promotional certificates will rollover into a 24-month certificate with the rate offered at that time. Cannot be combined with other offers. Available on balances from $5,000 up to $500,000.  A penalty will be imposed for early withdrawals and will reduce earnings.  Offer is subject to change at any time without notice.  Relationship Pricing – Consideration is given based on our customer’s active deposit and/or loan relationships.

 

*** Rate is effective as of 09/11/2018.  Promotional rate includes a .25% bonus when the following conditions are met:  (1) The minimum amount to open a new Certificate of Deposit account and earn the Annual Percentage Yield (APY), is $5000 in new funds not currently on deposit with InFirst Bank, and (2) Have or open any InFirst Bank Checking account.  Certificates with balances of less than $5,000 or Certificates that do not meet the above conditions will still receive a competitive rate of 2.75%APY  .  Offer applies to personal and business accounts. Offer is not available for government, state, or municipal funds. Customers must reside in our deposit market area.  This promotional APY and interest rate will not be applied to existing time deposits that automatically rollover. At maturity, promotional certificates will rollover into a 48-month certificate with the rate offered at that time. Cannot be combined with other offers. Available on balances from $5,000 up to $500,000.  A penalty will be imposed for early withdrawal and will reduce earnings.  Offer is subject to change at any time without notice.  Relationship Pricing – Consideration is given based on our customer’s active deposit and/or loan relationships.

 

(1)IRA’s-Offer available for Traditional and Roth IRA CD annual contributions with new money, subject to the client's contribution eligibility and per all IRS rules; and for IRA transfers in from another financial institution.  *New money is defined as money that has not been on deposit in any InFirst Bank deposit account within the last 30-days.