- Have at least 12 debit card purchases post and settle to the account during the qualification period.
- Receive monthly account statements electronically
- Have at least 1 ACH automatic payment or direct deposit post and settle to the account during the qualification period.
Cash - No Saver
APY=Annual Percentage Yield. APYs accurate as of 05/15/17. Rates may change after account is opened. Minimum to open is $100. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 and credited to account on the last day of monthly statement cycle; (2) balances up to $25,000 receive APY of 2.50%; and (3) balances over $25,000 earn 0.50% interest rate on portion of balance over $25,000, resulting in an APY between 2.50% and 0.90% assuming a maximum balance of $125,000 and blending the below cap rate with the above cap rate. If qualifications are not met, all balances earn 0.05% APY. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle to an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. If you close your account before your interest is credited, you will not receive the accrued interest.