Indiana First Savings Bank

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Kasasa Disclaimers
 
Qualifications
 
-Have at least 12 debit card purchases post and settle to the account during the qualification period.
 
-Receive monthly account statements electronically
 
-Have at least 1 ACH automatic payment or direct deposit post and settle to the account during the qualification period.
 
 
Cash – No Saver
 
APY=Annual Percentage Yield. APYs accurate as of 11/15/2016. Rates may change after account is opened. Minimum to open is $100. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 and credited to account on the last day of monthly statement cycle; (2) balances up to $25,000 receive APY of 2.50%; and (3) balances over $25,000 earn 0.50% interest rate on portion of balance over $25,000, resulting in an APY between 2.50% and 0.90% assuming a maximum balance of $125,000 and blending the below cap rate with the above cap rate. If qualifications are not met, all balances earn 0.05% APY. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle to an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. If you close your account before your interest is credited, you will not receive the accrued interest.
Cash with Saver
 
*APY=Annual Percentage Yield. APYs accurate as of 11/15/2016. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash and $100 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 and credited to account on the last day of monthly statement cycle; (2) balances up to $25,000 receive APY of 2.50%; and (3) balances over $25,000 earn 0.50% interest rate on the portion of the balance over $25,000, resulting in an APY between 2.50% and 0.90% assuming a maximum balance of $125,000 and blending the above below cap rate with the above cap rate. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle to an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $50,000 in Kasasa Saver receive an APY of 1.00%; and (2) balances over $50,000 in Kasasa Saver earn 0.50% interest rate on portion of balance over $50,000, resulting in an APY between 1.00% and 0.67%assuming a maximum balance of $150,000 and blending the below cap rate with the above cap rate. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. If you close your account before your interest is credited, you will not receive the accrued interest.
Cash Back – No Saver

Minimum to open is $100. When monthly qualifications are met, you receive 2.50% cash back on debit card purchases up to $200.00 that post to and settle to an account during monthly qualification cycle up to a total cash back of $5.00 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle to an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 if qualifications are met within monthly qualification cycle. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN.
 
Cash Back with Saver
 
*APY=Annual Percentage Yield. APYs accurate as of 11/15/2016. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash Back and $100 for Kasasa Saver. When monthly qualifications are met, you will receive 2.5% cash back on debit card purchases up to $200.00 that post to and settle to an account during monthly qualification cycle up to a total cash back of $5.00 per monthly qualification cycle. Domestic ATM fees incurred using Kasasa Cash Back debit card during qualification cycle will be reimbursed up to $20 if qualifications are met within monthly qualification cycle. Qualifying transactions must post to and settle account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash Back are met each monthly qualification cycle: (1) balances up to $50,000 in Kasasa Saver receive an APY of 1.00%; and (2) balances over $50,000 in Kasasa Saver earn 0.50% interest rate on the portion of the balance over $50,000, resulting in and APY between 1.00% and 0.67%  assuming a maximum balance of $150,000 and blending the below cap rate with the above cap rate. If qualifications are not met on Kasasa Cash Back, all balances in the Kasasa Saver earn 0.05% APY. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. If you close your account before your interest is credited, you will not receive the accrued interest.
  
 
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