Deposit Rates
*Deposit Disclosures
*Kasasa Disclosures

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CD Rates

IRA Rates

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All Deposit Rates effective as of 09/18/2018

APY stands for 'Annual Percentage Yield

Mortgage Rates

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Certain conditions and other fees may apply. Offer of credit is subject to credit approval. Cost of appraisal, if required, must be paid by applicant. Homeowner's insurance is required; flood insurance may be required. Offer subject to change or withdrawal without notice. In above example, Mortgage APR is calculated based on a $100,000.00 loan with a $300.00 loan origination fee. Fixed-Rate Mortgage: 80% loan-to-value (LTV). For loans secured by a first lien on the dwelling, payment does not include taxes and insurance premiums so the actual payment amount will be greater if included. LTV greater than 80% subject to Private Mortgage Insurance (PMI) approval. Payments per $1000 are monthly payments.

*Secondary market loans. Title insurance required. Post-settlement delivery fee applies.
*No bi-weekly loans are offered at this time.

Home Equity Rates

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* Home Equity Loan Specials- (HELOAN) Rates accurate as of 04/27/2018.  Offer is based on first lien loans, a loan to value up to 89%, on an owner-occupied primary residence, subject credit to approval. Cannot be a purchase money mortgage.  Rate will be honored for second lien loans up to 89% providing the 1st lien is with InFirst Bank. In order to receive offered rate, a minimum of $5,000 new money borrowed is required.  Flood insurance is required where necessary.  Taxes and property insurance are required.  Using the chart above, you can calculate your monthly payment per $1,000 borrowed, or call us for assistance.  All fees are currently waived.  Consult your tax advisor about the deductibility of interest.  Offer subject to change or be withdrawn at any time. All loans subject to approval.

** Home Equity Loan Non-specials- (HELOAN) Rates accurate as of 04/27/2018. Offer based 2nd lien loan requests up to 89% loan to value, where InFirst Bank would not be the first lien holder.  Cost of appraisal and closing fees are the responsibility of the applicant.  Flood insurance is required where necessary.  Taxes and property insurance are required. Using the chart above, you can calculate your monthly payment per $1,000 borrowed, or call us for assistance. Consult your tax advisor about the deductibility of interest.  Offer subject to change or be withdrawn at any time. All loans subject to approval.

HELOC Disclosure

*** Home Equity Line of Credit Special (HELOC) Revolving Line - Rates accurate as of 05/15/2018. After the .99% Annual Percentage rate (APR) 6-month introductory period, the APR will be a variable rate based on Wall Street Journal Prime Rate (5.00% as of June 13, 2018). Minimum APR of 0.99% and a maximum APR of 18%.  Minimum monthly payment $100.  Prime may change at any time and is subject to change without notice.  The introductory period begins on the date of account opening.  If refinancing an existing InFirst Bank loan, a minimum of $5,000 new money is required.  Offer is based on a loan to value of 89% on an owner-occupied primary residence, subject to credit approval, and cannot be a purchase money mortgage.  Taxes and property insurance are always required and flood insurance is required, if applicable.  A $25.00 annual fee applies.  Payment listed is per $1000 borrowed.  Consult your tax advisor about the deductibility of interest.  Offer subject to change or be withdrawn at any time.

**** Home Equity Line of Credit (Revolving Line) - The Annual Percentage Rate (APR) is based on Prime Rate (5.00% as of June 13, 2018).  Minimum APR is 1.00%; maximum APR is 18%. Minimum monthly payment $100. Prime may change at any time and is subject to change without notice.  If refinancing an existing InFirst Bank loan, a minimum of $5,000 new money is required.  Offer is based on a loan to value of 89% on an owner-occupied primary residence, subject to credit approval, and cannot be a purchase money mortgage.  Taxes and property insurance are always required and flood insurance is required, if applicable.  A non-refundable application fee of $75.00 and a $25.00 annual fee applies.  Payment listed is per $1000 borrowed.  Consult your tax advisor about the deductibility of interest.  Offer subject to change or be withdrawn at any time.

 

All Loan Rates effective as of 09/18/2018

  Auto Loan Rates

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Auto loan rates are calculated based on a $10,000.00 loan with a $25.00 non-refundable document preparation fee. Certain conditions and other fees may apply. Offer of credit is subject to credit approval.

Personal Loan Rates

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*A $10,000.00 loan at 8.49% annual percentage rate (APR) for 60 months will result in a monthly payment of $205.12. A $10,000.00 loan at 8.49% APR for 48 months will result in a monthly payment of $246.44. A $10,000.00 loan at 8.49%% APR for 36 months will result in a monthly payment of $315.63. A $10,000.00 loan at 8.49% APR for 24 months will result in a monthly payment of $454.51. All offers are subject to credit approval. Maximum loan amount to any one borrower is $10,000.00. Offer may be withdrawn at any time without notice. Rates are subject to change without notice. Other terms and rates may apply. Document preparation fee is waived for a limited time.

**Rates accurate as of 05/15/2018.  The Annual Percentage Rate (APR) is based on Wall Street Journal Prime Rate (4.75% APR as of March 21, 2018) plus 5%, currently 9.75% APR. Payments are variable based on outstanding balance, minimum payment is $50.  All offers are subject to credit approval. Maximum unsecured loan amount to any one borrower is $10,000.00. Offer may be withdrawn at any time without notice. Document preparation fee of $25.00 and $10.00 annual fee applies. Payment listed is per $1000 borrowed.