Deposit Rates
*Deposit Disclosures
*Kasasa Disclosures

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CD Rates

rates_cd table

IRA Rates

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All Deposit Rates effective as of 02/20/2018

APY stands for 'Annual Percentage Yield'

Mortgage Rates

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Certain conditions and other fees may apply. Offer of credit is subject to credit approval. Cost of appraisal, if required, must be paid by applicant. Homeowner's insurance is required; flood insurance may be required. Offer subject to change or withdrawal without notice. In above example, Mortgage APR is calculated based on a $100,000.00 loan with a $300.00 loan origination fee. Fixed-Rate Mortgage: 80% loan-to-value (LTV). For loans secured by a first lien on the dwelling, payment does not include taxes and insurance premiums so the actual payment amount will be greater if included. LTV greater than 80% subject to Private Mortgage Insurance (PMI) approval. Payments per $1000 are monthly payments.

*Secondary market loans. Title insurance required. Post-settlement delivery fee applies.
*No bi-weekly loans are offered at this time.

Home Equity Rates

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* Home Equity Loan Specials - (HELOAN) Rates accurate as of  01/04/2018.  Offer is based on first lien loans, a loan to value up to 80%, on an owner-occupied primary residence, subject to credit approval. Cannot be a purchase money mortgage.  Rate will be honored for second lien loans up to 89% providing the 1st lien is with InFirst Bank. In order to receive offered rate, a minimum advance of $5,000 new money is required.  Flood insurance is required where necessary.  Taxes and property insurance are required.  Using the chart above, you can calculate your monthly payment per $1,000 borrowed, or call us for assistance.  All fees are currently waived.  Consult your tax advisor about the deductibility of interest.  Offer subject to change or be withdrawn at any time. All loans subject to approval.

** Home Equity Loan Non-specials - (HELOAN) Rates accurate as of  01/04/2018. Offer based on loan requests, where InFirst Bank would not be the first lien holder.  Cost of appraisal and closing fees are the responsibility of the applicant.  Flood insurance is required where necessary.  Taxes and property insurance are required. Using the chart above, you can calculate your monthly payment per $1,000 borrowed, or call us for assistance. Consult your tax advisor about the deductibility of interest.  Offer subject to change or be withdrawn at any time. All loans subject to approval.

*** Home Equity Line of Credit Special (HELOC) Revolving Line - Rates accurate as of  01/04/2018. After the .99% Annual Percentage rate (APR) 6-month introductory period, the APR will be a variable rate based on Wall Street Journal Prime Rate (4.50% as of December 18, 2017) with a minimum rate of 1.00% and a maximum rate of 18%.  Prime may change at any time and is subject to change without notice.  The introductory period begins on the date of account opening.  After the introductory period ends, any remaining balance will automatically convert to the variable APR per the terms of the Home Equity Line of Credit Agreement.  Offer is based on a loan to value of 89% on an owner-occupied primary residence, subject to credit approval, and cannot be a purchase money mortgage.  Taxes and property insurance are always required and flood insurance is required, if applicable.  Consult your tax advisor about the deductibility of interest.  Offer subject to change or be withdrawn at any time.

**** Home Equity Line of Credit (Revolving Line) - The Annual Percentage Rate is based on Prime Rate, which may vary and change without notice. (As of December 18, 2017 the Prime Rate is 4.50%.) Minimum APR is 1.00%; maximum is 16%. Minimum monthly payment $100. Non-refundable document preparation fee of 75.00. No annual fee. Certain conditions and other fees apply. Offer of credit is subject to credit approval. Cost of appraisal, if required, must be paid by applicant. Homeowner's insurance is required; flood insurance may be required. A balloon payment may result if only minimum payments are made. Offer subject to change or withdrawal without notice. Payments per $1000 are monthly. If refinancing an existing InFirst Bank loan, a minimum of $5000 new money must be borrowed. 

All Loan Rates effective as of 02/20/2018 

Auto Loan Rates

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Auto loan rates are calculated based on a $10,000.00 loan with a $25.00 non-refundable document preparation fee. Certain conditions and other fees may apply. Offer of credit is subject to credit approval.

 

Personal Loan Rates

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A $10,000.00 loan at 8.49% annual percentage rate (APR) for 60 months will result in a monthly payment of $205.12. A $10,000.00 loan at 8.49% APR for 48 months will result in a monthly payment of $246.44. A $10,000.00 loan at 8.49%% APR for 36 months will result in a monthly payment of $315.63. A $10,000.00 loan at 8.49% APR for 24 months will result in a monthly payment of $454.51. All offers are subject to credit approval. Maximum loan amount to any one borrower is $10,000.00. Offer may be withdrawn at any time without notice. Rates are subject to change without notice. Other terms and rates may apply. Document preparation fee is waived for a limited time.